Post by fiweka1494 on Feb 26, 2024 23:29:45 GMT -6
Considered one of the most used types of payments in Brazil, a bank slip that may be false causes recurring victims, occurring not only through online purchases, but also through issuing duplicates on websites and sending charges by mail. Let's suppose you buy a product online and it is not delivered, you discover that the invoice is fake and that, in fact, the amount paid was sent to fraudsters, not to the selling store. This means that you were the victim of a fraudulent bill. Find out who is to blame for this inconvenience and what you must do to exercise your rights as a consumer. Also pay attention to the tips we have prepared to avoid falling for a bank slip scam! Who is responsible for the fraudulent bill? The seller's duty, provided for in the Consumer Protection Code, is to provide an environment of safety and trust for consumption, providing on its premises, whether in an online or physical store, the guarantee of purchasing goods or services.
In this case, there are two possible culprits for the bill scam. Therefore, when calling the Judiciary, it is important to analyze the situation very carefully. In cases where an online bill is not issued through the bank system, the bank cannot be held responsible for the fraud, as it did not occur within its control environment. Here, the store is responsible for Business Owner Phone Numbers List reimbursement. When a purchase is made in a store where the false bill was issued by a bank, the bank must be responsible for the damages caused, reimbursing the amount. In other words, bank slip fraud is the responsibility of the financial institution that had a security failure, allowing tampering. In the case of a fraudulent bill, jurisprudence must follow § 3 of art. 14, of the Consumer Protection Code, which states that the product supplier only ceases to be responsible for fraud when it has provided a service and there are no defects or when it was entirely the fault of the consumer or third parties involved.
What to do when paying a fraudulent bill? If you have fallen for the fake bill scam, the first step is to make copies of the bill and also proof of payment (whether from an ATM, internet or cell phone) and go with the papers and documents to register a police report. Afterwards, look for the store where the purchase took place and the bank that provided the billing slip. The Consumer Protection Code requires the service provider to provide all the information and other data necessary for the consumer who has been the victim of a fraudulent bill, regardless of whether the store or the bank is to blame. The store and the bank are the only ones that have access to consumer data, which is why they become responsible for bearing the losses caused by counterfeiting. How to avoid bill fraud? Check out our tips to help you stay smart about the bills you pay: carefully read all the fields on the bill before paying it; have an antivirus on your computer and cell phone; do not connect to unknown Wi-Fi networks; download invoices directly from the bank or company website and be wary of invoices sent by email; Also be wary of invoices delivered by mail, on unusual dates and formats; whenever possible, only request PDF invoice files, as they are much more difficult to tamper with; check the beneficiary’s data; When paying, look at the name that will appear as the beneficiary on the ATM or cell phone screen and check it with the name on the bill.
In this case, there are two possible culprits for the bill scam. Therefore, when calling the Judiciary, it is important to analyze the situation very carefully. In cases where an online bill is not issued through the bank system, the bank cannot be held responsible for the fraud, as it did not occur within its control environment. Here, the store is responsible for Business Owner Phone Numbers List reimbursement. When a purchase is made in a store where the false bill was issued by a bank, the bank must be responsible for the damages caused, reimbursing the amount. In other words, bank slip fraud is the responsibility of the financial institution that had a security failure, allowing tampering. In the case of a fraudulent bill, jurisprudence must follow § 3 of art. 14, of the Consumer Protection Code, which states that the product supplier only ceases to be responsible for fraud when it has provided a service and there are no defects or when it was entirely the fault of the consumer or third parties involved.
What to do when paying a fraudulent bill? If you have fallen for the fake bill scam, the first step is to make copies of the bill and also proof of payment (whether from an ATM, internet or cell phone) and go with the papers and documents to register a police report. Afterwards, look for the store where the purchase took place and the bank that provided the billing slip. The Consumer Protection Code requires the service provider to provide all the information and other data necessary for the consumer who has been the victim of a fraudulent bill, regardless of whether the store or the bank is to blame. The store and the bank are the only ones that have access to consumer data, which is why they become responsible for bearing the losses caused by counterfeiting. How to avoid bill fraud? Check out our tips to help you stay smart about the bills you pay: carefully read all the fields on the bill before paying it; have an antivirus on your computer and cell phone; do not connect to unknown Wi-Fi networks; download invoices directly from the bank or company website and be wary of invoices sent by email; Also be wary of invoices delivered by mail, on unusual dates and formats; whenever possible, only request PDF invoice files, as they are much more difficult to tamper with; check the beneficiary’s data; When paying, look at the name that will appear as the beneficiary on the ATM or cell phone screen and check it with the name on the bill.